INDEPENDENT MERCHANT INTELLIGENCEPUBLIC BETA / SEPTEMBER 2026 BASELINE
Protocol decision brief / No winner badges

MCP vs A2A

Are you exposing a tool, or coordinating work between agents?

Merchant answer / Evidence review pending

MCP connects applications to tools and context. A2A coordinates agents and tasks. A system may use both while leaving commerce and payment semantics to other components. Use your system boundary to make the decision. A catalog lookup tool and a delegated procurement task have different lifecycle, capability and permission needs.

What this establishes
A practical way to inspect evidence and make the next merchant decision.

What it cannot establish
An unresolved dependency remains. Treat affected claims as provisional. Live merchant deployment, private account eligibility, purchase completion or guaranteed AI selection.

Evidence dates and document versions remain attached to the ledger below. Editorial presentation reviewed 30 September 2026; this is not a new source verification.

The overlap

MCP connects applications to tools and context. A2A coordinates agents and tasks. A system may use both while leaving commerce and payment semantics to other components.

The merchant decision

Use your system boundary to make the decision. A catalog lookup tool and a delegated procurement task have different lifecycle, capability and permission needs.

Layer-aware comparison / protocol

Where they overlap.
Where they complement.

Compare roles and implementation work. A shared capability does not make two systems interchangeable.

Decision dimensionMCPA2A
LayerTransportAgent coordination
RoleProvides a way for agent applications to access capabilities and context.Defines agent capabilities, messages, tasks and cooperation.
Statusreleasedreleased; source scope conflict
Version2026-07-281.0.1 repository release / 1.0.0 specification banner — scope unresolved
DiscoveryTools and resources; not a product feed standardAgent cards and capabilities
CheckoutOnly when a commerce tool defines itApplication-level responsibility
PaymentNot a payment railApplication-level responsibility
AuthorizationProtocol authorization is not purchase intentSecurity schemes, not blanket purchase authorization
TransportMCP transports and messagesJSON-RPC, HTTP+JSON and gRPC bindings
AdoptionPublic specification; commerce behavior depends on toolsReleased spec; merchant integrations Unknown
What it does not solveTool connectivity alone does not define checkout semantics or payment authorization.Does not itself supply a merchant catalog, checkout or payment settlement.
Evidence2 source record(s)

Checked 2026-09-28

live; scope-dependent

3 source record(s)

Checked 2026-09-28

live; scope-dependent

Unknown ≠ unsupported. Announcements and product documentation are not proof of your live integration.

Overlap and replacement risk

These entries occupy different layers. They can work together; replacing one with another may leave a commerce, communication or authorization gap. Keep your source of product truth, fulfillment responsibility and payment obligations explicit.

Evidence ledger

Go to the source.

Primary documentation records what is publicly stated. It does not independently prove outcomes or your account’s eligibility.

  • MCP specification 2026-07-28

    MCP project · official primary · Checked 2026-09-28

    Claim scope: Tools, resources, prompts and transport

    Source ID: mcp-spec · Published: Not stated

  • Mcp Releases — V1.1 source capture

    MCP maintainers · official primary · Checked 2026-09-28

    Claim scope: Version metadata and documented changes only; not merchant adoption.

    SHA-256 of retrieved source response: 15e2f46e9f080658c5c25a4e4de6661abc9ab2d90ee56f568c9f6b9620fc0230

    Source ID: v11-mcp-releases · Published: Not stated

  • Agent2Agent specification

    A2A project · official primary · Checked 2026-09-28

    Claim scope: Agent coordination

    Latest released version shown as 1.0.0. Agent card app version is a different field.

    Source ID: a2a-spec · Published: Not stated

  • A2A Releases — V1.1 source capture

    A2A maintainers · official primary · Checked 2026-09-28

    Claim scope: Version metadata and documented changes only; not merchant adoption.

    SHA-256 of retrieved source response: 2e1ba7bba863623bca20520c60644cb11dc020783b0d0a5eb89e0cc4aea474e3

    Source ID: v11-a2a-releases · Published: Not stated

  • A2A Spec — V1.1 source capture

    A2A maintainers · official primary · Checked 2026-09-28

    Claim scope: Version metadata and documented changes only; not merchant adoption.

    SHA-256 of retrieved source response: 4805254c10d8cbde59a82f6767598c37b051d7c3cdf9d5ce636dba287cd6ab2b

    Source ID: v11-a2a-spec · Published: Not stated

Dispute a fact or suggest a source